Compare
Allowance apps compared (2026)
Five of the most popular kids' money apps, side by side. We'll be honest about where the others win — and where Digital Piggy Bank's "no bank, no card, $7.99/year" approach makes more sense.
| Digital Piggy Bank | Greenlight | GoHenry | BusyKid | FamZoo | |
|---|---|---|---|---|---|
| Starting price | $7.99 / year | $5.99 / mo | $4.99 / mo / child | $4.00 / mo | $5.99 / mo |
| Price per kid | Unlimited kids included | Up to 5 kids | Per child | Up to 5 kids | Unlimited kids |
| Free trial | 14 days | 1 month | 1 month | 30 days | 2 months |
| No bank account required | ✓ | — | — | — | — |
| No debit card to manage | ✓ | — | — | — | — |
| Save / Spend / Give buckets | ✓ | ✓ | ✓ | ✓ | ✓ |
| Investing for kids | — | ✓ | — | ✓ | — |
| Works without a phone for the kid | ✓ | ✓ | — | — | ✓ |
| Account opens at age | Any age | 8+ (with parent) | 6+ | 5+ | Any age |
Honest take: which one's right for your family?
Pick Digital Piggy Bank if…
- You don't want to hand your kid a debit card.
- You're already the bank — you just need a better ledger.
- You have more than one kid and don't want a per-child fee.
- You want the cheapest option that still teaches save / spend / give.
Pick Greenlight if…
- You want a real debit card your kid can use anywhere.
- You're interested in introducing investing to older kids.
- You're okay paying $5.99+ per month for the broader feature set.
Pick GoHenry if…
- You have one kid and want a card-first experience.
- You like the customizable card design.
- You're comfortable paying per-child.
Pick BusyKid if…
- You want a card plus charity-giving and stock-buying built in.
- You like a strong chore-pay focus and a flat family price.
Pick FamZoo if…
- You want a deeper "family banking" simulation with parent-paid IOUs.
- You don't mind a longer learning curve for richer functionality.
Already convinced?
Start your 14-day free trial — no card needed, no per-kid fee, $7.99/year after.
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